Construction
Excavator
$290,000
72 months · Funded June 2026
Business capital, matched faster
Financing built for your next move.
Finance It Forward connects business owners, vendors, brokers, and lenders through one smarter application flow — for equipment financing, working capital, and business loans up to $5,000,000.
- See your options — 2 min
- Soft credit pull only to apply
$0B+
In transactions arranged
$0M
Business loan access
$0K
Instant decisions
0-day
To funding
$290K excavator · 72 mo · June ’26$1B+ in transactions$385K 3 box trucks · 60 mo · June ’26Equipment finance$147K cbct imaging suite · 48 mo · May ’26SBA loan programs$86K kitchen line rebuild · 36 mo · June ’26Regional banks$412K cnc mill · 60 mo · May ’26Private capital$64K fleet mowers + trailer · 36 mo · April ’26Vendor programs$118K paint booth · 48 mo · June ’26Newport Beach, CA$290K excavator · 72 mo · June ’26$1B+ in transactions$385K 3 box trucks · 60 mo · June ’26Equipment finance$147K cbct imaging suite · 48 mo · May ’26SBA loan programs$86K kitchen line rebuild · 36 mo · June ’26Regional banks$412K cnc mill · 60 mo · May ’26Private capital$64K fleet mowers + trailer · 36 mo · April ’26Vendor programs$118K paint booth · 48 mo · June ’26Newport Beach, CA
Instant decisions apply to app-only transactions up to $250,000 · funding and approval timelines are “as fast as,” not guaranteed · sample deals shown for illustration.
How it works
Application to funded, in three steps
Access business loans up to $5,000,000 from the comfort of your own device.
Apply in 2 minutes
2min
Tell us your business basics and what you need — from your truck, office, or kitchen. Soft credit pull only; your score stays untouched while you look.
We review & match
2hrs
Our engine reviews your file the moment it lands and matches your deal to the right lender programs. Decisions in as fast as 2 hours — instant for app-only requests up to $250K.
Pick your offer, get funded
2days
Compare your options, choose the structure that fits, e-sign — and the money lands in your account in as fast as 2 days.
App-only transactions up to $250,000 receive instant decisions · $250K–$5M approved same-day · timelines typical, not guaranteed.
Know your number
Four products. Your real numbers on all of them.
Equipment, term loans, credit lines, working capital — pick one, drag to your amount, and see an honest estimated range instantly. Then carry it straight into a 2-minute, soft-pull application.
- Each product quotes the way lenders actually quote it
- Illustrative ranges, shown up front — never a teaser rate
- Soft credit pull only — your score stays untouched
- Your numbers pre-fill the application
Know your numbers
Won't affect your credit$150,000
$25K$5M
Over how long?
months
Estimated monthly payment
$2,630–$3,593/mo
Total of 72 payments
$189,359–$258,691
Fixed monthly payments, fully amortizing — no balloon.
Illustrative estimates only — not an offer of credit or a commitment to lend. Ranges span SBA-grade to online programs; your actual terms depend on credit profile, time in business, business financials, and the lender your deal is matched with.
2-minute application · Soft credit pull · No obligation
Already carrying business debt? See what a restructure saves →
$150,000
$10K$5M
Over how long?
months
End-of-term buyout structure
At end of term: return it, keep financing, or buy it at fair market value. Lowest monthly payment; end cost set at term end.
Estimated monthly payment
$2,265–$3,066/mo
Total of 72 payments
$163,090–$220,731
Buyout at month 72
Fair market value (est. ~$22,500)
Illustrative estimates only — not an offer of credit or a commitment to lend. Ranges span SBA-grade to online programs; your actual terms depend on credit profile, time in business, business financials, and the lender your deal is matched with.
2-minute application · Soft credit pull · No obligation
$50,000
$10K$5M
Repay that draw over
months
If you draw $50K and repay over 24 months
$2,261–$2,545/mo while repaying
Total cost of that draw
$4,273–$11,075
Lines of credit revolve — you pay only on what you draw, and your actual cost depends on your draw and repayment pattern.
Illustrative estimates only — not an offer of credit or a commitment to lend. Ranges span SBA-grade to online programs; your actual terms depend on credit profile, time in business, business financials, and the lender your deal is matched with.
2-minute application · Soft credit pull · No obligation
$50,000
$10K$1M
Estimated payback period
months
Estimated monthly payment
$3,556–$4,028/mo
Cost of capital
$14,000–$22,500
Estimated total payback
$64,000–$72,500
Priced as a fixed multiple of the advance — your total payback is known up front, not an interest rate that accrues. Repayment schedules vary by program; strong months pay it down faster.
Illustrative estimates only — not an offer of credit or a commitment to lend. Ranges span SBA-grade to online programs; your actual terms depend on credit profile, time in business, business financials, and the lender your deal is matched with.
2-minute application · Soft credit pull · No obligation
Financing coverage
From equipment acquisition to growth capital.
Eight ways in, one application. Every service below is matched through the same fast intake — pick the one that fits and start.
Choose your path
One platform for the three sides of the deal
Why owners lease
Leasing, explained straight
The six questions every owner asks — answered plainly.
Leasing is one of the fastest-growing ways to acquire equipment — roughly 80% of U.S. businesses lease at least some portion of their equipment, from Fortune 500 firms to the local family business. A growing company often faces the same dilemma: limited cash flow and equipment it needs today. Leasing puts that equipment to work now, with real cash-flow advantages and no major capital investment.
“Your real numbers, before we ever touch your credit.”
Plenty of lenders show one number to get you in the door and a different one at signing. We work differently: our job is matching your deal to the right lender — so we show you an honest estimated range up front, walk you through the lender’s full terms before you sign, and let you decide.
The bank wayThe FIF way
Time to a decision2–6 weeksAs fast as 2 hours
Credit impact to lookHard pullSoft pull only
Options consideredOneHundreds of lender programs
Numbers up frontTerms revealed at closingEstimated range before you apply
Recently funded
Real businesses. Real numbers.
Trucking
3 box trucks
$385,000
60 months · Funded June 2026
Dental
CBCT imaging suite
$147,000
48 months · Funded May 2026
Restaurant
Kitchen line rebuild
$86,000
36 months · Funded June 2026
Manufacturing
CNC mill
$412,000
60 months · Funded May 2026
Landscaping
Fleet mowers + trailer
$64,000
36 months · Funded April 2026
Auto repair
Paint booth
$118,000
48 months · Funded June 2026
Fitness
Full gym buildout
$225,000
60 months · Funded May 2026
Logistics
Refrigerated trailer
$98,000
36 months · Funded June 2026
Agriculture
Grain handling system
$175,000
60 months · Funded April 2026
Construction
Excavator
$290,000
72 months · Funded June 2026
Trucking
3 box trucks
$385,000
60 months · Funded June 2026
Dental
CBCT imaging suite
$147,000
48 months · Funded May 2026
Restaurant
Kitchen line rebuild
$86,000
36 months · Funded June 2026
Manufacturing
CNC mill
$412,000
60 months · Funded May 2026
Landscaping
Fleet mowers + trailer
$64,000
36 months · Funded April 2026
Auto repair
Paint booth
$118,000
48 months · Funded June 2026
Fitness
Full gym buildout
$225,000
60 months · Funded May 2026
Logistics
Refrigerated trailer
$98,000
36 months · Funded June 2026
Agriculture
Grain handling system
$175,000
60 months · Funded April 2026
A sample of recent fundings — details anonymized for client privacy.
Who we fund
If your business needs it, we finance it
…and a few hundred more. If a lender exists for your industry, we know them.
It’s in the name.
10% of every documentation fee goes to non-profit organizations. Your growth funds someone else’s head start — that’s the Forward in Finance It Forward.
We build. We grow. We give back.
Free resource
A Quick Guide to Business Loans
Straight from our lending desk: every major financing tool explained in plain English, so you walk into any loan conversation knowing exactly what you’re being offered — and what to ask for.
- Equipment financing
- Term loans
- Lines of credit
- SBA loans
- Factoring
- Fix & flips
- Commercial real estate
Download the free guidePDF · 12 pages · no email required
Straight answers
Questions owners actually ask
No. Prequalification uses a soft credit inquiry, which doesn't affect your score. A hard pull only happens if you accept an offer and the funding lender requires one — and you'll know before it happens.
Know your number.
Ready when you are.
2 minutes. Soft pull. Real numbers. If the terms don’t make your business stronger, walk away — no strings.